Most CFA locations are franchises, meaning employee treatment varies wildly. I was paid $8/hr and worked 73 hour weeks. By contrast, the location down the street from me advertises $18/hr.
Most CFA locations are franchises, meaning employee treatment varies wildly. I was paid $8/hr and worked 73 hour weeks. By contrast, the location down the street from me advertises $18/hr.
That’s great, but that entire time you’ve (assumably) been paying rent. You’ve saved up enough to buy a house for cash, but also spent enough to buy an entire second home.
You’d stand to gain significantly if you bought the house earlier. Rent paid is burnt, but a mortgage paid is building equity in your hone.
Pretty much, yeah. You can probably save up to buy a cheap used car, and you may be able to save up to buy a new car, but you definitely won’t be able to just pay cash for a house unless you’ve got so much money the rules of personal finance are totally different.
You also need good credit to rent most apartments and to get many kinds of jobs.
Edit: I almost forgot, cashback is pretty cool too. 2% of your expenses for the year can be quite nice.
Disagree with your underlying assertion that students do not read nonfiction books. Your textbooks are nonfiction.
In terms of more “classic” nonfiction materials, j don’t think it’s a very important skill. Something like Anne Frank’s diary or Night can definitely be powerful, but I don’t think reading a secondary source on the American civil war has any more value for a student than a chapter in a textbook.
It’s a percentage because the $60 steak was assumably at a nicer restaurant where you received more in depth service.
Fine dining servers may only have a couple of tables at once, or even for the entire night. You’re paying more for more individual attention.
It also scales in reverse. A server on a shift with a $10 blue plate special will probably have 10 tables before things go off the rails. They’ll also put serious work into getting your ass off that table the minute your plate is clean.
I suspect it varies a lot by area. My rent has gone up by about $150 since I moved to my current place. Significant, but still under 20% in 4 years.
My food costs have increased by well over 50% in the same period, despite drastically restricting my diet and generally eating much worse due to diminished availability of produce.
I enjoyed it, but not a lot. It very clearly panders to former drama kids and fanfiction.net readers. Overall, I think helluva boss is better.
I’m also not super into musical numbers in general though, which is a big part of the show.
In English, this is “rolling” a drink. It’s the best way to handle something with tomato juice, like a bloody Mary.
My guy, you’re a depressed drug addict. You need to work on yourself and your situation if you want life to improve.
We have a lot of problems right now, to be sure, but it is entirely possible to have a meaningful, fulfilling life.
I’m working on it, which I think is the real “point” of life.
That being said I’m poor as fuck and need to find a way to go back and finish my degree. I’m very close, but as is I can only afford some medical care, so trying to come up with a couple thousand for classes will be interesting.
This was my first car. Iirc it had a 5.2L engine with ~160hp.
The brakes were so squishy I thought they were out when I drove it first.
I sold it for $300 when it needed a $1200 tune up.
“Mail delivery fee” implies this order will be sent via post.
Fuck em.
I agree, but forming a corp is time consuming in an expensive way, you need (usually) retain lawyers and an accounting firm.
I think it would be better if getting credit were subject to income and asset verification, and most importantly that the government make sure eligibility verification is not abusive, discriminatory, or inconsistent in nature.
Oh, if you’re trying to prevent usury, it would be far simpler to either cap interest rates or ban compound interest in favor of simple interest.
Rate caps are the simplest solution least likely to backfire, but unfortunately they tend to push people away from legitimate sources of lending, so you do have to be careful that they aren’t too low.
Like I said, forming a corporation isn’t a simple thing, doing it to organize a personal loan would take up an enormous amount of time and money, and result in substantially fewer consumer protections.
So…instead of loans, you’re advocating that people form corporations where shares are bought over time instead?
You’ll still have to pay some interest to motivate the other party to invest, all you’ve really done is generate a bunch of extra paperwork to spin up a corporation.
I work in real estate, but I don’t hate landlords or rent. I hate the idea that landlording is a job somehow.
Broadly speaking, there are two kinds of landlords.
My landlord is an old lady who owns a series of apartment complexes. I assume she is quite wealthy, but the reason I don’t take issue with the situation is because she keeps up the property instead of paying a property management firm to do it. She also isn’t hoarding complexes or single family homes, she owns a couple, and managing a couple of complexes with a few people under you is a full time job.
The other kind is the people I work with. Fuck them. The property owners we work with are billionaires. They own hundreds or thousands of complexes and god knows how many single family homes. They also don’t do anything. They buy a complex from a builder, then they pay a property management firm to run it. All they’re doing is skimming excess rent in exchange for assuming the liability of owning the complex. Except they’re not even doing that, because everything is insured.
The first kind of people are wealthy, yes, but they work for a living. The second kind do not actually do anything. If we killed them all tomorrow and gave the complexes they own to property management firms or individual managers, nothing would change.
Most places, the current trend right now is moving out of cities. In my local area, people are still moving into cities for some reason.
So I looked it up, and this isn’t true anymore most places.
It used to be, young people flocked to cities both for work and for things to do. It looks to me based on where this is/isn’t happening now that the main factor is cost of living.
City.
Fewer bigots, fewer people in your business, there’s community spaces other than the church, the food is better, and most of all, there’s work to be had.
It is a matter of personal preference, but there is a reason most people are migrating into cities right now.
Edit: I was wrong. While most people were migrating to cities for work, that isn’t necessarily true anymore nationwide. In my state, it is still happening, but we have a large influx of people from other states.
“I don’t really get why people get so up in arms about discussing it, but Sex is fun. Be careful though, those swimmers are persistent little fuckers.”
“Drugs feel good and you think everything is fine until one day you look up and realize it all went wrong years ago. I can’t stop you, but I really hope you’ll choose not to try them.”
I think both worked out well. I’m sex positive and I generally avoid drugs because it just isn’t worth the risk of finding that one substance that totally ruins my life.