Just spoof your user agent string. You’ll eventually find one they like.

Settle down Miles.

That’s more of a script than a bot. Basically: if request, then reject.

Probably don’t do that second one. That is technically fraud. What you could do is, if you’re bank or CC company have the service, use a virtual card number to sign up for the service and delete it when you want to leave.

There’s no such thing as a joke that doesn’t offend anybody. If you want to tell a joke, tell the joke. If you want to be universally inoffensive you would probably need to become a lurker.

Headed? Were already there.

That baggage still exists even if you leave out one of the letters.

You can always just transfer it yourself. Withdraw it from a physical location (assuming there is one) for that bank and deposit it in your own hsa account.

Discord is basically the modern equivalent of the old school IRC chat rooms. Though I think it’s biggest draw is the ease of doing voice chat for people who want that.