Yep. Specifically it’s because the flour is not generally sanitized/processed in any way that removes bacteria from the grain or the finished product.

Flour is traditionally only used as an ingredient and will through the cooking process experience heat high enough to kill any bacteria.

If you want to make safe cookie dough to eat raw at home just spread the flour on a sheet tray and toast it in the oven at ~200 degrees for something like 10 minutes. There’s specific directions online.

I play the Daily Challenge everyday on MobilityWare’s solitaire game. I’ve played 3,607 daily challenges to date.

I don’t self host to the extent many here seem too but I have had the same thought and joked with my wife about it.

Ultimately everything I’ve setup I’ve done in part because it’s my hobby and it interests me. When I’m gone my family will revert to whatever they’d normally be doing without me, because they don’t have interest in it like I do.

The hexbear and lemmygrad users/posts I run across in All mostly remind me of those street corner preachers. I don’t care one way or another about their ideologies but it’s tiring that they always feel the need to shout it in your face.

I don’t hate them but find them to be obnoxious and mostly cult-like.

Maybe they’re just bad at math and don’t understand how averages work.

Think of how stupid the average person is, and realize half of them are stupider than that.

-George Carlin

No, I’ll have to take a trip to the store for a can of expensive goose grease.

I can get you exotic meats. Hippo steaks, giraffe burgers…

It’ll all be goat.

Stopping was the easy part, I drank myself into liver/kidney failure. I’ve stayed sober one day at a time.

Getting counseling, a psychological evaluation and a prescription for my anxiety helped me learn about the root cause of my drinking and how to manage it in a healthy way.

Sorry, I wasn’t clear. Those aren’t APRs, they are the fixed loan rates. Whatever amount is borrowed is repaid plus 4.125% or 4.375% interest depending on the term selected.

It’s like a reverse bond. The government has established that those rates are a fair return on money they “borrow” from citizens in bonds, it seems fair to give the same terms in the other direction.

I’d be in favor of that too. My point was to highlight that it’s not the loans themselves that are the problem.

Why make it illegal? Why not offer only federal loans?

How about:

20 year loan, 4.125% fixed rate 30 year loan, 4.375% fixed rate

No early repayment penalties and maybe interest returned incentives for full repayment return before term at certain benchmarks.

The average debt for a 4-year Bachelor’s degree is $34,700. At the end of 20 years the total repayment amount would be $36,131.375, 30 years would be $36,218.125.

Looks good to me.